Discover July-September 5% Category Bonus: Gas Stations

The Discover It card offers 5% cash back on rotating categories and for the third quarter of 2014 (July through September), that category is gas stations. Every quarter, we can receive 5% cash back on spending of up to $1500 in the quarter’s category. That’s a potential $300 cash back every year on up to $6000 in spending. The card has no annual fee and no foreign transaction fees so it’s a great card to keep around for a long time and continue to earn the bonus year after year.

Application Link: Discover it® Card

(In the interest of full disclosure, I do receive a referral commission for successful applications through my website. I always include the best offer I can find regardless of commission. If you choose to use my links, as always, thank you very much for your support!)

You do need to activate the category bonuses every quarter and you can do it on the Discover Cash Back Calendar Site by logging into your account.

I just got my Discover Card recently mainly for the portal shopping bonuses. I’ve been finding the Discover shopping portal to frequently be the winner in cash back when it comes to online shopping, something I do a lot. And while I have it, I am going to take advantage of the quarterly spending bonuses as well to earn that extra cash back.

Discover 2014 5% Cash Back Categories

Discover 2014 5% Cash Back Categories

Maximizing the Gas Station Cash Back

Gas is probably a large expenditure for most people so the 5 points per dollar is a nice bonus to have. However, if you don’t meet the $1500 to maximize the bonus, don’t forget that gas stations also sell gift cards to other merchants. I have seen many different merchant gift cards at gas stations including the following:

  • Amazon
  • Barnes and Noble
  • Home Depot

among others. Many gas stations also sell $500 prepaid gift cards as well at a $3.95 fee. You can buy these there and use them for your other spending. This will effectively bump your general spending cash back to 4.2% on all spending once you take into consideration the paid fee.

Application Link: Discover it® Card

Comments

  1. Steve says

    Re: buying gift cards at gas stations … Yes, this would be great … for many reasons … IF you could find one that that takes credit cards for them. Still can’t find any (nor grocers for that matter ) here in the midwest.

  2. ff_lover says

    do you know if Discover shopping portals give cash backs for Staples visa gift card purchases using IB? Or do you need to use the Discover card for that?

    • says

      As far as I know, all portals have stopped giving cash back for Staples gift cards, regardless of which card you use. However, for the Discover portal, using the Discover card is not necessary in general.

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